When you apply for a mortgage, lenders assess two things: your risk as a borrower and any risks associated with the property. While you can influence the former through having a good credit score and…
Knowing whether the price is right for a property you’re interested in is vital to avoid problems further down the road. It can be easy to miss though, especially in a hot market. With stiff…
Mortgage rates have risen since the beginning of the year. As home prices still remain high and economic uncertainty creeps in, you might be considering pausing your home search. Is that the right move, though?…
Buying a house can be challenging, but the work doesn’t stop once you sign those closing papers. As a new homeowner, there are a number of tasks you’ll want to prioritize to ensure your home…
Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher interest rates, but initial rates for ARMs have also remained lower than fixed-rate mortgages. For…
There are a lot of myths and misconceptions in the personal finance world, and some of them could hold you back — from saving money and improving your credit score to qualifying for loans. No…
Your mortgage costs aren’t always set in stone. If you want to reduce your monthly payments or lower your long-term costs, there are several options for you to explore. While methods may vary depending on…
Did you know that the majority of Americans dislike their neighbor? A particularly bad neighbor can lower your home’s value, disrupt your quality of life (and sleep), or even inspire you to relocate. If you…
Home equity is a powerful tool. You can leverage it to pay for repairs or other personal expenses, or alternatively, it can increase your profits should you ever decide to sell. Most homeowners have already…
Refinancing your mortgage can lower your interest rate, reduce your monthly payments or provide the funds to pay other debts and expenses. However, application rejection is more common than many people think. But there are…