When Winter Bites: How Freezing Temperatures Can Affect Your Home As winter approaches, it’s easy to think about cozy fires, holiday lights, and snow days. But for many homeowners, freezing temperatures and winter weather bring…
Interest rates on home loans don’t come from a magic formula — they reflect a complex mix of economic factors, investor behavior, and policy decisions. At Approved Mortgage, we believe that a well-informed borrower is…
Buying a home is one of the biggest financial decisions many people make — and a home inspection plays a critical role in making sure that decision is the right one. At Approved Mortgage, we…
As winter approaches, many homeowners focus on cozying up inside — but cold weather, snow, and ice pose a serious risk to one of your home’s most important features: the foundation. At Approved Mortgage, we…
One of the biggest hurdles many potential homeowners face isn’t finding the right house — it’s believing they need a huge down payment to get started. At Approved Mortgage, we want to set the record…
Starting a career in medicine is no small feat — years of education, residency, and student loans can make homeownership seem out of reach. But with our Physician Loan Program, medical professionals can access tailored…
Buying a home is an exciting milestone — but one of the first and most important steps is understanding how much you can truly afford. At Approved Mortgage, we’re here to make sure you’re financially…
Closing costs are extra and typically run 2-5% of the final sales price of a home. Some of these costs are nonnegotiable — but did you know that others can be reduced or eliminated entirely?…
Older homes come with built-in history, a unique character and nostalgic charm. But over many years, they may also harbor hidden problems that can cost a pretty penny once they finally surface. Knowing how to…
Buying your first home is an exciting milestone, but it can come with its fair share of jargon. One term you may encounter is PITI. It might sound like alphabet soup, but PITI — principal,…