What goes into your credit score?
Mar 11, 2021When you’re applying for a mortgage, you know that your credit score plays a big role in your approval — and it can affect your interest rate too. But do you know how your score…
Category:
Moving Process
Using Gift Money Toward a Down Payment
Jan 05, 2021Down payments can be a big hurdle when buying a home. In fact, nearly a third of first-time buyers received money from friends or relatives to source their down payment. Are you considering a similar…
4 Scenarios for Adjustable-Rate Loans
Oct 29, 2020A 30-year, fixed-rate home loan isn’t right for everyone. Depending on your plans, it might actually cost you more in the long run. Though they’re less common, adjustable-rate mortgages (ARMs) are a better fit for…
Get Your House-Hunting Checklist
Oct 02, 2020There’s a lot to consider when you’re searching for a home. You have to ask important questions: Which features are must-haves and which ones are simply desirable? How far are you willing to commute to…
Worry Less With This First-Timer Guide
Sep 24, 2020You’re thinking of buying your first home — a place to call your own. But, like many, you don’t even know where to begin. The process of buying a home seems so complicated and expensive….
Home Loans Don’t Have to Be Confusing
Sep 08, 2020There’s nothing like walking into a house and realizing it’s the one — your dream home! But before you go house hunting, you should get preapproved for a loan that’s just as perfect for you….
Does your home need extra protection?
Aug 18, 2020You’ve just purchased insurance for your new home. But now you’re wondering if you’ll receive reimbursement if your detached workshop or beloved antique vase is damaged in a fire. The ins and outs of homeowners…
Buying a Home When You’re Self-Employed
Jul 16, 2020While being an independent contractor, freelancer or entrepreneur can certainly be a freeing career choice, it also comes with some challenges. For instance, it can make getting a mortgage loan harder. Without W-2s, a consistent…
What’s included in a mortgage payment?
Jul 31, 2019If you’re buying your first home, it might seem like going from paying rent to paying a mortgage is merely switching out one monthly bill for another. But rents and mortgages differ on a couple…
WHAT TO DO WITH MATERIALS AFTER RENOVATION
Jun 12, 2019You’ve finally renovated that ancient bathroom of yours, and it’s just what you imagined — beautiful, trendy, sophisticated and welcoming. Now you’re faced with a decision: What do you do with your old stuff —…